Credit Administrator Senior


WHAT IS THE OPPORTUNITY?This position will be responsible for evaluating and approving/declining credit requests for assigned lending units that exceed their signing authority. Responsibilities include monitoring the credit quality of assigned portfolios to help ensure that established risk parameters are being adhered to, ensuring compliance with all regulatory and credit policies of the Bank, providing assistance to lending officers in managing credit risk and assisting with the development of relationship managers, credit analysts and any other colleague involved in the evaluation of credit. 

Risk Management Division
This is a great opportunity to grow your career with a stable and expanding organization as a member of City National’s Risk Management team. The focus is on ensuring business activities remain safe, compliant and well-positioned for future opportunity and sustainable growth. 

What you will doEvaluates and examines credit requests which exceed local authority in order to assess credit worthiness including loan quality, credit risk classification, loan structure, collateral analysis, pricing and adherence to Bank policies. Approves or declines credit requests within assigned authority. Analyzes and recommends approval/declination of credit requests which exceed assigned authority.

Reviews established credit policies and procedures and suggests and implements changes when and where appropriate. Ensures that all loans comply with established policies and procedures.

Periodically reviews the portfolios of Relationship Managers within assigned regions to ensure appropriate loan classification/risk trend. Monitors the quality of the loan portfolio and exposures. Brings concerns to the attention of the relationship manager and provides guidance in developing plans for appropriate action in order to ensure quality portfolio management.

Actively participates in evaluating all criticized and classified credits and approves action plans intended to remedy troubled credit situations. Works with relationship managers to identify alternatives to resolve problem loan situations.

Participates in Loan Review and Compliance exit reviews and ensures that corrective actions are taken to cure exceptions and to prevent reoccurrence. Reviews appropriate reports for assigned regions to monitor delinquencies, accrual exceptions, and overdrafts.

Provides support for compliance with all applicable laws, regulations and administrative duties.

Maintains a proactive commitment to established bank programs, such as CustomerFirst, Community Reinvestment Act (CRA) and Affirmative Action.

Complies fully with all bank risk management, operational and credit policies and procedures as well as all regulatory requirements (e.g., Bank Secrecy Act, Know Your Client, Community Reinvestment Act, Fair Lending Practices, City National Code of Conduct, etc.)


Bachelor’s Degree or equivalent

Seven years of banking experience.

15 years in Commercial lending

10 experience in a credit environment

Skills and Knowledge

Strong interpersonal skills with excellent credit, problem solving and decision quality skills.

Strong analytical skills.

Strong sense of urgency and ability to meet deadlines.

Thorough knowledge of Bank business practices and ethics.

May require specialized knowledge or experience in an assigned industry.

Good negotiation skills.

Good computer skills.

Thorough knowledge of Bank credit products, policies, procedures and philosophy.

General knowledge of overall Bank products.

Strong verbal and written communication skills

CompensationStarting base salary: $175,745 – $326,377 per year. Exact compensation may vary based on skills, experience, and location. This job is eligible for bonus and/or commissions.
*To be considered for this position you must meet at least these basic qualifications
The preceding job description has been designed to indicate the general nature and level of work performed by employees within this classification. It is not designed to contain or be interpreted as a comprehensive inventory of all duties, responsibilities, and qualifications required of employees assigned to this job. 

Benefits and PerksAt City National, we strive to be the best at whatever we do, including the benefits and perks we offer our colleagues. Get an inside look at our . 

City National Bank is an equal opportunity employer committed to diversity and inclusion. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status or any other basis protected by law.’ 

ABOUT CITY NATIONALWe start with a basic premise: Business is personal. Since day one we’ve always gone further than the competition to help our clients, colleagues and community flourish. City National Bank was founded in 1954 by entrepreneurs for entrepreneurs and that legacy of integrity, community and unparalleled client relationships continues to be at the heart of our company today. City National is a subsidiary of Royal Bank of Canada, one of North America’s leading diversified financial services companies.

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