Who we are
American International Group, Inc.
(AIG) is a leading global insurance organization.
Building on 100 years of experience, today AIG member companies provide a wide range of property casualty insurance, life insurance, retirement solutions, and other financial services to customers in more than 80 countries and jurisdictions.
These diverse offerings include products and services that help businesses and individuals protect their assets, manage risks and provide for retirement security.
Get to know the business
General Insurance is a leading provider of insurance products and services for commercial and personal insurance customers.
It includes one of the world’s most far-reaching property casualty networks.
General Insurance offers a broad range of products to customers through a diversified, multichannel distribution network.
About the role
The Senior Underwriter, Risk Management handles complex accounts and clients.
This role will be responsible for:
Underwriting the Workers’ Compensation, General Liability and Auto Liability primary Casualty product lines.
Developing and managing underwriting strategies for both renewals and prospects within their portfolio of accounts.
This includes knowledge of the current market penetration of AIGRM products and the development of specific plans to increase portfolio share.
Developing and implementing negotiation strategies.
Making independent sales calls to market and cross-market products.
Identifying target markets, designs and implements strategies for lead development and builds prospect lists.
Providing technical direction to management, less senior specialists, producers, and claims adjusting personnel.
Communicating risk appetite and AIGRM Value Proposition to brokers.
Collaborating with Distribution, Territory Managers, and other line(s) of business underwriters to target desirable accounts and cross selling opportunities from brokers.
Rapidly evaluating, prioritizing and selecting submissions to be underwritten.
Recognizing and creating cross sell opportunities for other Commercial products.
Working with broker to understand the deal structure, terms, and AIG Services that best meets clients’ needs.
May review, evaluate and make recommendations to underwriting guidelines.
May direct or conduct internal underwriting audits.
Negotiating pricing, terms & conditions, and deal structure with brokers and clients.
Participating in special underwriting projects as needed.
Developing strong, long term relationships with brokers and clients to profitably grow a book of business.
Will identify cross selling opportunities.
Providing superior customer service to brokers and clients.
TECHNICAL SKILLS & EXPERIENCE:
Minimum 5 years of Commercial Insurance Company, Agency or Brokerage experience.
Risk management experience strongly preferred.
Bachelor’s degree from a four-year college or university.
Proven ability to build and maintain strong professional relationships.
Advanced working knowledge of US Casualty lines of business (Workers’ Compensation, Auto Liability, and General Liability) including product features, forms, regulatory environments and risks etc.
Demonstrated sales, marketing, and relationship building experience.
Very strong verbal and written communication skills.
Highly motivated and results-oriented.
Ability to work in dynamic, rapidly changing environment, adapting to changing requirements and collaborating with a wide range of colleagues to quickly deliver solutions.
Willingness to be flexible, learn on the job, and maintain a can-do attitude.
Expert with underwriting analytical tools and technology.
A look at our benefits
At AIG, we have a 100-year legacy of working to make the world a better place.
And that begins with our employees.
We’re proud to offer a range of employee benefits and resources that help you protect what matters most – your health care, savings, financial protection, and wellbeing.
We provide a variety of leaves for personal, health, family, and military needs.
For example, the “Giving Back” program allows you to take up to 16 hours a year to volunteer in your community.
We also believe in fostering our employees’ development and offer a range of learning opportunities for employees to hone their professional skills to position themselves for the next steps of their careers.
AIG also has a tuition reimbursement program for eligible employees to enhance their education, skills, and knowledge in areas that relate to their current position or future positions to which they may transfer or progress.
We are an Equal Opportunity Employer
It has been and will continue to be the policy of American International Group, Inc., its subsidiaries and affiliates to be an Equal Opportunity Employer.
We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories.
At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability.
Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.
We are an Equal Opportunity Employer
American International Group, Inc., its subsidiaries and affiliates are committed to be an Equal Opportunity Employer and its policies and procedures reflect this commitment.
We provide equal opportunity to all qualified individuals regardless of race, color, religion, age, gender, gender expression, national origin, veteran status, disability or any other legally protected categories such as sexual orientation.
At AIG, we believe that diversity and inclusion are critical to our future and our mission – creating a foundation for a creative workplace that leads to innovation, growth, and profitability.
Through a wide variety of programs and initiatives, we invest in each employee, seeking to ensure that our people are not only respected as individuals, but also truly valued for their unique perspectives.
To learn more please visit:
https://www.aig.com/about-us/diversity-equity-and-inclusion
AIG is committed to working with and providing reasonable accommodations to job applicants and employees with physical or mental disabilities.
If you believe you need a reasonable accommodation in order to search for a job opening or to complete any part of the application or hiring process, please send an email to
candidatecare@aig.com
.
Reasonable accommodations will be determined on a case-by-case basis.
We consider qualified applicants with criminal histories, consistent with applicable law.
In order to work from or visit an AIG office, and in accordance with the terms and conditions of AIG’s COVID-19 vaccination policy, individuals hired into this position will be required to attest that they have been fully vaccinated and agree to have their vaccination status and proof of vaccination confidentially stored by AIG.
Exemptions may be considered on a case-by-case basis in accordance with applicable law.
Functional Area:
UW
– Underwriting
Estimated Travel Percentage (%): Up to 25%
Relocation Provided: No
RISK SPECIALISTS COMPANIES INSURANCE AGENCY INC