If you are a Mortgage Underwriter with experience, please read on! We are a well established direct lender looking to add to our conventional underwriting team.
We leverage the best technology the industry has to offer and help our clients purchase their dream home as quickly as possible!What You Will Be DoingReview all loans and registrations for completeness and accuracyResponsible for generating Account Condition Letter (ACL) per Regulation B requirements Determine initial potential for qualification by evaluating credit history, income levels and assets/liabilities; calculate debt
– to-income and loan-to-value ratios Restructure loan request and recommend for adverse action as needed Collect, analyze and ingest document to clear ACL conditions Update loan origination system with the information from collected documents and re-run Desktop Underwriter (DU) Maintain a working knowledge of both originating systems for home equity loans and lines of creditWhat You Need for this PositionAt least 3 years of processing, underwriting and/or lending experienceExperienced working with Mortgage Cadence software a plus Knowledge of State and Federal laws and regulations related to mortgage lending Knowledge of financial statements, credit reports, tax returns, and appraisalsWhat’s In It for YouBase pay $85-100k DOEPer file bonus starting at file one 401k with 5% company match REMOTESo, if you are a Mortgage Underwriter with experience, please apply today!CyberCoders will consider for Employment in the City of Los Angeles qualified Applicants with Criminal Histories in a manner consistent with the requirements of the Los Angeles Fair Chance Initiative for Hiring (Ban the Box) Ordinance.