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Mortgage Underwriter

AnnieMac Home Mortgage

This is a Contract position in Los Angeles, CA posted March 30, 2021.

Remote Underwriter Position: Responsible for the underwriting of loans in accordance with company and investor guidelines. Accountabilities and Job Activities: · Timely underwriting of loan credit packages and appraisals for compliance with various investor and government agency guidelines. · Contact with private investors and government agencies to resolve any issues or questions that may arise on loan files, programs, etc. · Review and analyze income from both personal and corporate tax returns. · Communicate decision on loans to appropriate parties both verbally and in writing. · Analyze loan packages for any sign of fraudulent documentation or information. · Work with Loan Originators to restructure questionable loans into a salable package. · Remain informed of all government regulations, requirements, and laws for both branch and broker submissions. · Consult with the Processing and Closing departments to ensure that all underwriting conditions are met prior to closing the loan. · Review and clear all underwriting conditions prior to closing. Job Requirements: Qualifications: · 3-5 years Conventional front-line underwriting · FHA Direct Endorsement · Pass pre-hire assessment · Complete new hire training including underwriting of test cases and second level review of “live” loans · Knowledge of various investor guidelines and requirements. · Minimum of 20 mbps download and 3 mbps upload internet bandwidth speeds are required Work Environment/Physical Demands/ Essential Job Functions: Will have to spend long hours sitting and using office equipment and computers, which can cause muscle and eye strain. Some travel is required. AnnieMac Home Mortgage is an Equal Opportunity Employer