Job DescriptionAre you passionate about creating an exceptional client experience?
Discover your opportunity with Union Bank, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world!
At Union Bank, we care about the details that matter most to our clients.
We have our clients’ best interest in mind, drawing on more than 150 years of experience to understand their distinct needs and tailor our solutions.
We’re part of 150,000 colleagues around the globe striving to be the world’s most trusted financial group.
Trust starts with a culture of putting people first and empowering you to achieve your potential.
Join Union Bank, where being inspired is expected and creating results is rewarded.
We are currently experiencing tremendous growth and have several positions available in Arizona, California, and Texas.
Candidates must reside in one of these 3 states to be considered for a position.
Job Description: The primary function of the Loan Processor is to ensure the timely and accurate packaging of all loans originated through Retail, Wholesale, Home Equity and/or Alternative Delivery Channel originations.
Responsibilities Include: * Gathering information from the customer and taking each file from pre-approval to closing * Inputting proper loan information into the system for processing * Ensuring that all loan documentation is complete, accurate, verified and aligns with company policy * Preparing application for submittal to underwriting * Reviewing file documentation and making sure all items needed are requested * Communicating with the consumers, mortgage consultants and/or brokers on loan status and collecting additional documentation to clear conditions Role Attributes: Filing, recording, and organizing documentation associated with a loan.
May assist in reviewing or ensuring proper documentation or procedures or output of more complex activities.
May work on more complex projects with assistance and oversight of managers.
May be expected to maintain direct contact with Mortgage Consultants, Brokers or Consumers May be required to obtain and maintain Lending Authority levels Primary focus of role is on day-to-day deliverables, developing and delivering upon subject expertise.
May train and mentor junior staff, however does not have direct management responsibility (i.E., does not hire / terminate staff).
Incumbent will typically have more than 4 years’ of loan processing experience with a strong knowledge of Mortgage Operations and general office skills.
NMLS Registration is required.
This position may be subject to SAFE Act Registration Requirements.
The above statements are intended to describe the general nature and level of work being performed.
They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.
We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business.
We do not discriminate in employment decisions on the basis of any protected category.
A conviction is not an absolute bar to employment.
Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions.
Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made.
Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.