Civic Financial Services: Closing Specialist

CIVIC Financial Services is a private money lender, specializing in the financing of non-owner-occupied residential investment properties.

CIVIC has funded over $5.0 Billion in loans since its inception, providing Mortgage Brokers and Real Estate Investors with a fast, cost effective funding source for their real estate investment needs.CIVIC is committed to creating a workplace where our people thrive, which translates into a culture of inclusion, recognition, and success for our teammates and clients alike.

Since 2016, CIVIC has been recognized by Best Workplaces and Fortune as a Great Place to Work, and CIVIC’s employee engagement ranks among the top 5% of companies nationally.Whether you are an entrepreneur, an innovator, a game changer, a creative, a problem-solver, a thinker, or an operator we have all kinds.

CIVIC is the place for smart, ambitious, dedicated people who work hard and play nice.Yes, our business is in real estate investing…

but our greatest investment is in you!The Closing Specialist supports the Closing Manager to develop, implement and manage closing policies for all divisions.

Provides overall support to the team of CSs with issues and escalating to the ClosingManager and upper management as necessary.What you’ll do:Assists the Closing Manager in the development of the Closing/Funding workflow; provides feedback to management on suggested policy changes and/or enhancements.Submits PBI requests to the Encompass team; follows up and tests PBIs for release approval.Presents completed PBIs to the Closing team.

Tests and approves new loan documents.Assists Asset Management with loan trade conditions.Prepares loan documents by entering necessary information in the LOS Encompass; verifies the accuracy of the loan data and ensures the timely delivery of the loan documents.Assists CS II and I with the review of entity documents and the creation of complexed signature blocks.Maintains a high level of customer service with quick response times, follow through and attention to detail (both internally and externally).

Communicates status and expectations to internal departments and external business partners.Assists as back-up support to Doc Drawer and Funders.Reviews hazard insurance, flood certifications, underwriting conditions, taxes, title report, sales contract, etc., to ensure all issues have been resolved prior to funding.Sends Correspondent Post-Closing documents; follows up on original documents and LPOA.Prepares purchase advice in E360 and sends the advice to the Correspondent team for approval.

Requests wires for purchase.Reviews closing settlement statement to verify all fees are correctly disclosed and collected.Responsible for the quality control and accuracy of the signed loan documents.

Maintains Post-Closing conditions.What you’ll need:High School or GED required; Associate’s Degree froman accredited college required, Bachelor’s Degree preferred; or a combination of education and experience.7+ years of mortgage experience as a Loan Closer and Doc Drawer required.Expert knowledge of mortgage loan products, loan documents and loan funding requirements; comprehensive knowledge of RE documentation, underwriting policies and compliance and state closing processes.Proficient knowledge and use of MS Office (especially Excel and Outlook), PDF Pro, imaging system and internet.Experience working with LOS Encompass and Origin8 application required.Demonstrates strong organizational and multi-tasking skillsAbility to move between tasks quickly and to respond to pressure situations easilyStrong project management skillsApplies critical thinking and problem solving skillsShows strong initiativeWorks productively in a fast paced, sometimes stressful environmentThinks ahead and anticipates needs based on prior experiences; makes an effort to act in advance eitherto prepare for a situation or to prevent it.Excellent verbal and written communication skillsStrong project management skills, analytical and presentation skillsDetail orientedStrong interpersonal skills and possesses a team player attitudeConsistently driven to deliver a high quality productWhat’s in it for you?We have a strong focus on going above and beyond when it comes to caring for our team members and our communities.

In addition to traditional benefits like health insurance, casual Fridays, paid vacation, holidays and sick leave, we’re proud to offer these unique and enriching work perks:Celebrations: When we say we “work hard and play hard,” we mean it!

We like to celebrate often via onsite, offsite, and virtual happy hours, themed parties, parking lot BBQ’s, milestone ceremonies, birthday gift cards, and Workout Tuesdays (to name a few).Investments: As we are in the lending space, we believe we should consistently and frequently invest in our CIVIC team.

We support our teammates in paying off student debts and invest in your education with a tuition reimbursement program.Flexible Work Environment: Work-life balance is important.

We work with you to determine the best work style for you and CIVIC.Office Life: We like to make sure that when you are in the office, you are well fed and can access the resources you need.

Our kitchens are stocked with snacks and beverages, and we have created an office spaces dedicated to collaboration, focus time, creativity while ensuring team members safety.Education: Every other Tuesday, we encourage our team to take “900 Seconds of Genius” to focus on a passion project or topic that helps them grow.

We offer an online curriculum of courses through our own CIVIC University.

We also created programs to support you and your manager in career development discussions.#CIVICCares Initiative: From beach cleanups, food and clothing drives, building homes for Habitat for Humanity, to volunteer hours, CIVIC provides several opportunities throughout the year for our team to step outside the office, bond, and come together to give back to our local communities.CIVIC is an Equal Opportunity Employer and welcomes applications from all suitably qualified persons regardless of their race, sex, disability, religion/belief, sexual orientation, or age.

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