Job DescriptionImportant Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration.
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In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do.
We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.Help us build a better Wells Fargo.
It all begins with outstanding talent.
It all begins with you.Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million.
Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions.Middle Market BankingServices private and public companies with annual sales of $5 million to $2 billionSpecialized expertise across industry sectorsWells Fargo’s Global Advisory Specialty Division (GA) is part of Commercial Banking and delivers on a National basis, international products and credit solutions to US middle market and US subsidiaries of foreign-owned companies engaged in international commerce.
Through a network of Global Advisors and Relationship Managers in the US and key markets overseas, GA actively partners with the Commercial Banking Office (CBO) bankers to bring global cash flow credit, cross border lending, trade finance, foreign exchange, treasury management and other specialty solutions to our clients.The portfolio manager is focused on managing a large and/or very complex credit portfolio of middle market account relationships within the Regional Commercial Banking Office (RCBO) Global Advisory Specialty Division.
Responsibilities include working with senior management, relationship managers and credit to originate, monitor and grow middle market relationships.
Accountable for credit underwriting and origination, portfolio monitoring, renewals and annual reviews, coordination of pricing, and for revenue growth, cross-sell and relationship profitability.
Manages and promotes the maintenance of a portfolio that adheres to all applicable credit policies and compliance requirements.
Works with clients directly to understand credit needs and represents the bank in developing and maintaining client relationships.
May have revenue generation goals.
May periodically assist with office risk management duties and managing overall account relationships.
Responsibilities may also include training, managing or mentoring of analysts or junior portfolio managers.For US multinational/mid-corporate global cash flow credit solutions, the Portfolio Manager provides a thorough analysis and credit recommendation capturing the following:Review of company’s global organization structure and consolidating financials; Determining the location of assets, cash flow and equity in the enterprise; Determining the preferential creditors in the global organization structure; Determining borrower’s ability to access cash and cash flow from foreign jurisdictions to repay borrowing; An assessment of compa ny’s management of operations outside the USEmployees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company.
They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.
There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.Required Qualifications 5+ years of account relationship management experience, credit underwriting management experience, or a combination of both Desired Qualifications Underwriting experience including advanced commercial or specialty group relationship portfolio creditExperience negotiating interest rates, price, terms, and collateral requirementsKnowledge and understanding of commercial and specialty group banking products and servicesSolid knowledge and understanding of credit policy, loan servicing, risk management, and group underwriting requirementsExcellent verbal, written, and interpersonal communication skillsInternational banking experienceBilingual speaking proficiency in Spanish/English Job Expectations Ability to travel up to 10% of the time Street AddressTX-HOU-Downtown: 1000 Louisiana St Houston, TXCA-LA-Downtown Los Angeles: 333 S Grand Avenue Los Angeles, CAOR-Portland: 1300 Sw 5th Ave Portland, ORDisclaimer All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check.
Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.Relevant military experience is considered for veterans and transitioning service men and women.Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Benefits SummaryBenefitsVisit https://www.Wellsfargo.Com/about/careers/benefits for benefits information.