Senior Credit Analyst

 :At First Republic, we care about our people.

Founded in 1985, we offer extraordinary client service in private banking, private business banking and private wealth management.

We believe that personal connections are everything and our success is driven by the relationships we form with our colleagues and clients.

You’ll always feel empowered and valued here.   Incredible teams doing exceptional work, every dayIn Business Banking, we provide comprehensive depository, cash management, and lending services to businesses throughout our communities.  While our clients are diverse, we are focused on meeting the needs of professional service firms (doctors, lawyers, accountants, investment managers and consultants of all kinds) as well as those in the following industries:  Private Equity, Venture Capital, Technology, Wineries, Aviation and Marine, and Non Profit Organizations.

As a Business Banking team member at First Republic, you will work directly with clients to identify their banking needs and financial goals in order to deliver tailored solutions for their businesses as well as their personal banking and wealth management needs. :Common goals, uncommon potential As a Business Banking team member at First Republic, you will work directly with clients to identify their banking needs and financial goals in order to deliver tailored solutions for their businesses, as well as their personal banking and wealth management needs.

You will work within a dynamic team environment with Business Bankers and the Business Banking Department in evaluating, underwriting, monitoring and maintaining the overall credit quality of new and existing loan facilities. What you’ll do as a Senior Credit Analyst: Underwrite high-quality credit narratives in support of new and existing loans, which includes analyzing multi-year trends and ratios from financial information, understanding cash flow, performing collateral analysis, running credit reports and analyzing KYC information.Work closely with Business Bankers, Commercial Loan Operations, Outside Counsel and the client to document and close loans thoroughly and swiftly.Research industry trends and risks.Create, maintain and monitor all loan and credit files at the highest quality, which entails monitoring existing credit facilities for financial and reporting covenant compliance, detecting early warning signs that could lead to a potential default, monitoring underperforming loans and evaluating proper loan risk ratings.Assist the Business Banker on all levels of the business banking relationship to ensure the client receives exceptional service.  Identify cross-sell opportunities.Lead special projects as needed :You could be a great fit if you have:A bachelor’s degree, with a strong credit background and a minimum of four to six years of commercial banking and lending experience, with an industry specialization preferred (law firms, accounting firms, private equity, entertainment and/or non-profits)An established network of business clients, prospects and referral sourcesExcellent credit skillsOutstanding communication skillsThe desire to provide extraordinary internal and external serviceThe ability to think critically and independently as a proactive problem solver An orientation toward being a team player, providing extraordinary service while furthering the First Republic Bank culture and valuesJob Demands: Must be able to review and analyze data reports and manuals; must be computer proficient.Must be able to communicate effectively via telephone and in person. Own your work and your career
– apply nowAre you willing to take initiative and make decisions?

Are you willing to go the extra mile because you love what you do and how you can contribute as a team?

Do you want the freedom to grow and the opportunity to take charge of your own career?

If so, then come join us. We want hard working team players.

You’ll have the independence to learn, lead and drive change.

A culture of extraordinary service, empowerment and stability—that’s the First Republic way.

Come join us! This job description is not intended to be all-inclusive.

Employee may perform other related duties as assigned to meet the ongoing needs of the organization.

The Company is an equal opportunity employer.

In this regard, the Company makes reasonable accommodations for qualified applicants and employees with disabilities in order to enable them to perform all essential job functions, unless doing so creates an undue hardship. First Republic is subject to federal laws that restrict the employment of individuals with certain types of criminal histories, including FDIA Section 19 and FINRA.

To the extent not inconsistent with our obligations under those federal laws and regulations, First Republic will consider qualified candidates with criminal histories in a manner consistent with the Los Angeles and San Francisco ban-the-box laws.

Related Post

RNRN

Adecco Medical & Science Search is currently looking for a Registered Nurse to join a world-renowned, award-winning concierge MD, ready to take his private practice to the next level as