Lender – Portfolio Management

Lender – Portfolio Management Primary responsibilities include: Review credit requests (middle/upper middle) within assigned authority and prepare underwriting analysis and credit offering memo. Analyze applicant’s financial status, credit, and security evaluation to determine feasibility of loan request. Manage a portfolio of C loans, including owner-occupied real estate and construction loans; monitor the credit quality of the loans, as well as performance of each credit. Meet with prospects and clients to discuss credit needs. Work with Private Client Groups to grow their business. Ensure loan agreements are complete and accurate, and in compliance with policy and approval. Assist with regulatory audits; pull and prep credit information for review. Qualifications: Minimum 3 years commercial lending experience at a leading money center bank or equivalent institution required. High School Diploma or equivalent required; Bachelor’s Degree in Business, Finance or related field highly preferred. Experience with financial statement/cash flow analysis and financial ratios. Formal credit training preferred. Experience with complex loans, diverse credit exposure and large portfolios preferred. Strong knowledge of commercial lending with understanding of federal banking regulations and commercial lending policies, procedures, practices, and techniques. Excellent communication skills, both written and verbal. Excellent critical thinking skills with ability to think of alternatives that fit business standards. Superb interpersonal skills; able to build and maintain relationships. Must possess high ethical standards with demonstrated integrity, tact, and diplomacy. Proficient in Microsoft Word, Excel and financial spreading software (i.e. Moody’s Risk Analyst). Employee Benefits: Competitive BONUS program Excellent health benefits with award winning wellness program Tuition and gym reimbursement 401K with company match Pet Insurance Join a winning team! Signature Bank has appeared on Forbes’ Best Banks in America list for the ninth consecutive year in 2019. Signature Bank, member FDIC, is a New York-based full-service commercial bank with private client offices throughout the New York metropolitan area. In 2018, the Bank expanded its footprint on the West Coast with the opening of its first full-service private client banking office in San Francisco. The Bank’s growing network of private client banking teams serves the needs of privately owned businesses, their owners and senior managers. Signature Bank offers a wide variety of business and personal banking products and services. View available Careers with Signature at www.signatureny.com/careers We are an Equal Opportunity Employer. We do not sponsor work visas.

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