California Bank and Trust, a leader amongst banks in California, with over $10 billion in assets and nearly 100 branch offices in the state, is looking for a Community Development Credit Analyst to work in our Los Angeles Office .At California Bank & Trust our relationship-centered culture is achieved by providing our associates with the tools, training, and opportunities to build the best possible relationships with our customers, and with each other. Our workplace culture values each associate’s unique experiences, background and perspectives and provides a collaborative environment for all associates to grow and thrive.Job Requirements:Assists with the implementation of Community Reinvestment lending and business banking programs.Analyzes operational and financial statements and processes of affordable housing, CRA Investment and nonprofit business clients.Provides on-going credit risk and management reporting for affordable housing, nonprofit business and CRA investment portfolios.Analyzes risks and profitability of assigned client base to ensure ongoing profitability and conformity with credit terms.Provides quarterly reports on total portfolio risk.May also underwrite construction, term and working capital loans for affordable housing and nonprofit business banking relationships and oversee credits through the construction process and conversion to permanent financing.Interfaces with lenders to assist with loan closings and reviews and monitors on-going compliance of loan covenants and all applicable laws and regulatory requirements.Ensures that all credit files include proper documentation including current financial statements, agency reports, etc. Coordinates work with internal departments and external professional specialists (i.E. legal, appraisal, environmental, etc.).May also establish, participate, and maintain relationships with community-based, charitable, and non-profit organizations that support the department’s initiatives.Remains well versed in industrial, economic and financial situations relating to affordable housing, community reinvestment and nonprofit activities.Supports other department functions and programs and other duties as assigned.Qualifications:Requires a Bachelors degree and 2+ years commercial lending and bank sales, affordable housing, low income housing tax credit and or nonprofit business lending experience. A combination of education and experience may meet job requirements.Working knowledge of commercial lending, affordable housing and nonprofit business lending techniques and procedures, credit analysis and financial statements.Knowledge of banking products, lending laws and regulatory requirements.Solid analyses, problem resolution and organizational skills.Must have good customer relations, negotiation and communications skills, both verbal and written.Ability to build and maintain relationships with various communities and businesses.Must be able to use various word processing and spreadsheet software.