Job Description
Important Note: During the application process, ensure your contact information (email and phone number) is up to date and upload your current resume when submitting your application for consideration. To participate in some selection activities you will need to respond to an invitation. The invitation can be sent by both email and text message. In order to receive text message invitations, your profile must include a mobile phone number designated as “Personal Cell” or “Cellular” in the contact information of your application.
At Wells Fargo, we are looking for talented people who will put our customers at the center of everything we do. We are seeking candidates who embrace diversity, equity and inclusion in a workplace where everyone feels valued and inspired.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Commercial Banking provides financial solutions to businesses with annual sales generally in excess of $5 million. Our business lines are Wells Fargo Commercial Capital, Middle Market Banking, and Treasury Management & Payment Solutions.
Middle Market Banking
o Services private and public companies with annual sales of $5 million to $2 billion
o Specialized expertise across industry sectors
Responsible for conducting credit investigations and analyzing complex and diverse credit information for companies and industries.
Functions include but not limited to:
• Analyzing loan requests including analyzing borrower information/financial statements
• Collateral and tax returns to determine ability to pay
• Providing support to calling officers or account representatives and coordinating activity in support of credit approval process
• May provide training or review work quality for other credit analysts.
o Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit’s risk appetite and all risk and compliance program requirements.
Salary range is determined by the location of the job
Internal salary information from internal posting view
May be considered for a discretionary bonus
Required Qualifications
- 3+ years of credit analysis experience demonstrated through work or military experience
Desired Qualifications
- Intermediate Microsoft Office skills
- Good analytical skills with high attention to detail and accuracy
- Excellent verbal, written, and interpersonal communication skills
- Intermediate Microsoft Office skills
- Good analytical skills with high attention to detail and accuracy
- Excellent verbal, written, and interpersonal communication skills
- A BS/BA degree or higher
- Knowledge and understanding of commercial credit: risk
- Strong commercial credit analysis skills
- Knowledge and understanding of underwriting or evaluating commercial credit
Other Desired Qualifications
•Knowledge and understanding of portfolio management within Business Lending and Sales Tracking (BLAST)
Salary Information
The salary range displayed below is based on a Full-time 40 hour a week schedule.
AZ-PHX-Northwest Phoenix: Min: $45,400 Mid: $63,000 Max: $80,600
AZ-Chandler: Min: $45,400 Mid: $63,000 Max: $80,600
ID-Boise: Min: $45,400 Mid: $63,000 Max: $80,600
CO-Denver: Min: $45,400 Mid: $63,000 Max: $80,600
CA-LA-Downtown Los Angeles: Min: $49,900 Mid: $69,300 Max: $88,700
UT-Salt Lake City: Min: $45,400 Mid: $63,000 Max: $80,600
Street Address
AZ-PHX-Northwest Phoenix: 11601 N Black Canyon Hwy – Phoenix, AZ
AZ-Chandler: 2700 S Price Rd – Chandler, AZ
ID-Boise: 877 W Main St – Boise, ID
CO-Denver: 1700 Lincoln St – Denver, CO
CA-LA-Downtown Los Angeles: 333 S Grand Avenue – Los Angeles, CA
UT-Salt Lake City: 299 S Main St – Salt Lake City, UT
Disclaimer
- All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.
Benefits Summary
Benefits
Visit https://www.wellsfargo.com/about/careers/benefits for benefits information.