Portfolio Management Analyst – Leveraged Finance / Financial Sponsors

Are you passionate about creating an exceptional client experience?

Discover your opportunity with Union Bank®, a division of the Mitsubishi UFJ Financial Group (MUFG), the 5th largest financial group in the world. At Union Bank, we have our clients’ best interest in mind and draw on more than 160 years of experience to understand their distinct needs to tailor our solutions. We’re part of 180,000 colleagues around the globe striving to be the world’s most trusted financial group, knowing that trust starts with a culture of putting people first and empowering you to achieve your potential. Join Union Bank, where being inspired is expected and creating results is rewarded.

 

Job Summary:

We’re seeking a Credit Analyst who will support the Credit Administration for the Equity Sponsor portfolio and handle credit coverage for clients in most industry segments. You will prepare detailed credit analyses and the required credit applications which include the evaluation of corporate, regulatory and industry risk, historical operating performance, projected operating performance, and capital structure.

 

Major Responsibilities:

  • Perform detailed financial modelling and enterprise valuation analysis
  • Perform due diligence and regularly scheduled evaluation of a corporate loan portfolio.
  • Coordinate and communicate account information across various constituencies.
  • Responsible for knowledge of country/risk factors, particular industries, and all current events in the assigned portfolio.
  • Oversee covenants compliance database and facility closing due diligence, including documentation.

Advanced Credit/Underwriting Solutions:

  • Prescreen proposed transactions to identify critical structural issues and risks, balancing institutional policy with business objectives.
  • Work on structured credit transactions (including Financial Solution opportunities, securitizations, supply chain finance, and leasing transactions).

Policy and Deal Advocacy:

  • Support the Senior Credit Officer, communicate with Relationship Managers, and Portfolio Managers to problem solve and ensure transaction requests are acceptable within the risk appetite of the firm.
  • Ensure compliance with internal policy and procedural requirements by understanding and adhering to USWB Operating Procedures, General Credit Policies for the Americas (GCP), Procedures for Credit Ratings and Credit Rules for BTMU Overseas Offices.

The right candidate will have:

  • Minimum of 1 year of work experience within a financial institution (analyzing corporate client’s risk and credit profiles), accounting firm, or rating agency
  • Strong financial modeling and analytical skills
  • Experience analyzing corporate credit and financing transactions
  • Completion of a formal credit-training program at a money center bank preferred
  • Proficient in Microsoft Word, PowerPoint, and Excel
  • Verbal and written communication skills and ability to work independently
  • Bachelor’s degree or equivalent work experience is typically required, work towards a CFA is an asset

 

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified.

We are proud to be an Equal Opportunity / Affirmative Action Employer and committed to leveraging the diverse backgrounds, perspectives, and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate in employment decisions on the basis of any protected category.

A conviction is not an absolute bar to employment. Factors such as the age of the offense, evidence of rehabilitation, seriousness of violation, and job relatedness are considered in all employment decisions. Additionally, it’s the bank’s policy to only inquire into a candidate’s criminal history after an offer has been made. Federal law prohibits banks from employing individuals who have been convicted of, or received a pretrial diversion for, certain offenses.

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