Overview Conduct all activities of the Latin America Corporate Finance Group (LADA-CF) including (i) monitoring special credit names and identifying potentially deteriorating credit in LADA, (ii) providing informed and proactive credit advice to LADA marketing officers at early stage of deal originations, (iii) supporting day-to-day portfolio management activities of LADA with focus on corporate transactions, and (iii) facilitating smooth communications with our credit department and other relevant departments on special credit management and new transactions.
Responsibilities Support marketing officers in managing the entire internal credit application process and its timing.
Coordinate with credit department to implement internal logistics for new credit applications and liaise between LADA and credit department.
Coordinate with relationship managers, clients, counsels, etc., to identify and gather all appropriate information for internal special credit management including special credit meetings and/or ad-hoc inquiries from credit department.
Conduct reviews of the borrowers and handle a variety of system and procedural issues related to the borrowers such as KYC, internal grading, periodic reporting items, and other ad hoc projects.
Manage credit applications, amendments, deal closings and funding, and other credit events that may impact the borrower.
Prepare internal presentations for meetings with credit department on special credit names as well as on new transactions (by supporting marketing officers) and prepare client materials (presentations, proposals, RFPs, term sheets, etc.) Undertake research and analytics; gather information from local media, staff and other sources about existing and potential special credit names or related industries, and share the information with relevant staff/departments.
Attend bank meetings, industry events, conferences and seminars to maintain sharp knowledge of the market/clients and start to build a network of industry contacts.
Qualifications Bachelors Degree (or equivalent experience) Business fluency on the following languages: English and Spanish required.
Portugues is a plus.
A minimum of 4 years of experience working as a credit analyst at an international corporate or investment bank.
Good understanding of corporate financing, financial analysis, and various industries in Latin America.
Experienced in reading and interpreting financial statements and perform cash flow analysis proficiently.
Strong analytical and critical thinking skills, ability to synthesize large amounts of information, analyze risk and identify mitigating factors.
Knowledge of financial institutions (banks, insurance companies, pension funds, etc.) dynamics and needs in Latin America.
Proficient in Excel (ability to manipulate data, equations and analysis) and experience creating financial models.
Strong knowledge of internal policies, processes, grading and other systems.
Able to work well in a culturally diverse and team oriented environment.
Demonstrates intellectual curiosity and an interest in continuous learning.
Participate in the negotiation of terms and conditions and legal documentation and assist the senior relationship manager in the review of legal documents.
Highly collaborative and flexible in a team and client environment and ability to form good relationships internally and externally.
Able to coordinate and communicate with various internal departments across the bank (middle/back office, global counterparts).
Able to communicate effectively with clients, senior management and other internal departments.
Organizes thoughts and clearly articulates points, both verbally and in writing.
Demonstrates a high degree of attention to detail and an ability to complete work accurately and in a timely manner against strict deadlines.
Self-driven and motivated; takes personal ownership of specific assignments.
Able to raise flags and/or consult with senior members as appropriate.
SMBC Group is a top-tier global financial group.
Headquartered in Tokyo and with a 400-year history, SMBC Group offers a diverse range of financial services, including banking, leasing, securities, credit cards, and consumer finance.
The Group has more than 130 offices and 80,000 employees worldwide in nearly 40 countries.
Sumitomo Mitsui Financial Group, Inc.
(SMFG) is the holding company of SMBC Group, which is one of the three largest banking groups in Japan.
SMFG’s shares trade on the Tokyo, Nagoya, and New York (NYSE: SMFG) stock exchanges.
In the Americas, SMBC Group has a presence in the US, Canada, Mexico, Brazil, Chile, Colombia, and Peru.
Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients.
It connects a diverse client base to local markets and the organization’s extensive global network.
The Group’s operating companies in the Americas include Sumitomo Mitsui Banking Corp.
(SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC Rail Services LLC, Manufacturers Bank, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
SMBC is an EO employer – M/F/Veteran/Disability